business insurance
protecting your exposure
As a responsible business owner you don't think twice when taking out insurance cover for business assets such as the premises, stock, plant, equipment and vehicles.
But what about the most critical elements of any business; the owners, key employees and your financial commitments?
Whether yours is a one-person operation or a major corporation, risk protection is as important as maintaining cash flow.
There are three main areas to consider within the realms of business insurance.
Business debt
You need debt protection if your business owes money to banks, finance companies, the IRD, your landlord, staff, creditors, or suppliers.
Key people
An effective business continuity plan needs to consider every future possibility, including the death or disablement of your most important people.
Shareholder protection
Have you thought about what would happen to your business if you, one of the partners or a shareholder died or became seriously disabled?
